Payments and Insurance Information
for Great South Bay Therapy

How to pay for services:

There are three ways to pay for your services at Great South Bay Therapy, LCSW, PC
  • Private Pay: Pay for sessions by cash, check, or credit card. With this method, we will not submit any information to your insurance company. Clients choose this option for a variety of reasons (increased privacy, lack of insurance, or lack of behavioral health benefits)
  • In Network Insurance Benefits: Some of our clinicians are in network with United Healthcare, UHC Oxford, UMR, and other plans that use Optum Behavioral Health. All of our clinicians are in network with Aetna, 1199, Northwell Health and Cigna. Clients who use an in network provider can expect to pay a copay at time of service.
  • Out of Network Insurance Benefits: Some insurance plans will provide members with out of network benefits which typically means that after reaching a deductible, they will reimburse the practice or members with a percentage of the fee. **All members are responsible for contacting their insurance to ask if they are eligible for out of network benefits, how much the deductible is, and what percentage they will get back after reaching it. For out of network benefits, Great South Bay Therapy will send and process all claims on your behalf.

In Network Plans: United Healthcare*; Optum*, UMR*, Aetna, 1199, Cigna, Northwell Health, VCCN (Veterans Community Care Network)
*indicates only some clinicians are in network with these plans.

Out of Network Plans: NYSHIP, Empire BCBS, Magnacare.

**We have an in house biller who is excellent at working with you on accessing out of network benefits. We are able to verify benefits in most cases and provide you with a payment plan that optimizes these benefits. Questions about benefits can be directed to [email protected]

Many of our NYSHIP and BCBS clients have co-insurance responsibilities that are less than our in network clients. Please do not assume your out of network plan won’t help. Contact us today to verify benefits and discuss options.

Scheduling
Welcome Packet
Have Questions? Contact Us